Independent Lending Partner
As an Independent Lending Partner with ICS, you keep 100% of your commission fees (points) charged to your client when you fund commercial and investment property loans through ICS. You select the best ICS loan program, ICS then processes, underwrites, and funds your loan.
350+ Loan Programs
ICS processes, underwrites, and approves loans in-house, which are sold, assigned, or brokered to hundreds of lenders nationwide. As a direct correspondent lending company, we ensure timely closings and the most competitive market rates available.
Fund all property types including office, retail, industrial, multifamily, 1 - 4 unit investment, land, self-storage, hotel/motel, sporting facilities, gas stations, churches, and much more
LOAN PROCESSING & FUNDING SUPPORT
Independent Lending Partners are assigned to a Loan Support Team who assist Partners with loan scenarios, loan structuring, processing, underwriting, and funding conditions. The Support Team is available to assist with prospective and active loans to help our Partners get deals funded.
USE THE ICS BRAND OR YOUR OWN
Use ICS branded marketing materials or your own company brand. If you don't already have your own domain with professional email account, you can register it through our preferred vendor CRELoanBroker.com.
THIS IS NOT A JOB - THIS IS YOUR BUSINESS
If you are looking for a 9 to 5 job, salary, or a company that is going to have to manage and motivate you to originate loans, you are in the wrong place. This is an opportunity for you to grow your own Independent Lending business with an industry leader using the ICS brand or your own. The opportunity is exactly like a real estate agent or residential mortgage broker. Independent Lending Partners are self-employed commission-only contractors, are responsible for their own expenses, and are paid 100% of their commission direclty at escrow closing.
You don't work for us. We work together.
CRE Loan Broker Training & CMLS
Our preferred vendor CRELoanBroker.com provides commercial mortgage loan software (CMLS), lending forms, lender list access, realtor lists, online training, Loan Broker web apps, property owner contact leads, domain registration, professional email, and website services. CRELoanBroker.com ensures our Partners have the training, tools, and resources necessary to successfully and properly originate and package loans for funding. We recommend that all Independent Lending Partners sign-up for a separate CRELoanBroker.com account.
FEES & COMMISSIONS
Independent Lending Partners keep 100% of their loan origination fees charged to their clients. Borrowers save on points and brokers can keep their hard-earned commissions. ICS charges standard points, processing, and underwriting fees. Fees vary depending upon the loan size, property type, and location.
JOIN THE INDEPENDENT PARTNER PROGRAM
ICS charges a one-time Independent Lending Partner registration and background check fee of $120. ICS does not pull credit. We run a standard background check for felonies last ten years.