ICS Commercial Lending originates commercial, multifamily, and investment property loans for business purposes only. ICS does not originate or process any consumer related or personal loans in any state nationwide. ICS does not originate residential mortgage loans in any state nationwide. “Residential mortgage loan” means any loan used primarily for personal, family, or household use secured by a mortgage or deed of trust on residential real estate upon which is constructed or intended to be constructed a single family dwelling or multiple family dwelling of four or less units. For purposes of this definition, a loan “primarily for personal, family, or household use” includes any loan to purchase or refinance a primary residence for any purpose, second homes, and non-owner occupied residential real estate where proceeds of the loan are intended to be used primarily for personal, family or household use. ICS does not originate or process any loans for personal, family, or household use. ICS does not originate any commercial, multifamily, or investment property loans in Arizona or Nevada. ICS does not originate any SBA 7a loans in the state of Washington.