Total View Funding Package

DOCUMENT FUNDING REQUIREMENTS

Lenders need a clear view of who they are lending to and exactly what will be securing their investment. A Complete Funding Package provides the transparency needed for lenders to make a decision. ICS ensures brokers and borrowers provide the documents needed from the start to ensure loan requests receive the attention they deserve from lenders.

 

 

Once all income, asset, and credit documents required from the Borrower are received,  ICS then orders the necessary property reports from the county records office and title companies. The Total View Funding Package is prepared and presented to every suitable Lender in the country. One package, one presentation, to the entire lending community.

 

 

 

Documents Needed From Borrower

  Bank/SBA Loans

Bridge Loans

ICS FORM C-1003 Commercial Loan Application

or

Personal Financial Statement

or

Standard Residential 1003 Loan Application

REQUIRED REQUIRED
Last 3 Month's Bank Statements

REQUIRED  REQUIRED
Copy of ID

REQUIRED REQUIRED
Credit Report

REQUIRED REQUIRED
 

   
(if income property)

Property Rent Roll - Multifamily (Excel)

Rent Roll - Commercial (Excel)

Rent Roll - PDF

REQUIRED  REQUIRED 
Schedule of Real Estate Owned (Excel) 

REQUIRED   
P&L For Property Last 2 Years & YTD

REQUIRED   REQUIRED 
Last 2-3 Years Personal Tax Returns

Last 2- 3 Years Business Tax Returns

REQUIRED   

ICS Processing Team

The following items will be ordered, completed by ICS, and included in the Total View Funding Package for lender review. 

  REQUIRED
 Title Report County Records Office
 Deed of Trust - Subject Property County Records Office
 Property Detail Report First American
 County Tax Record Report County Records Office
 Market Evaluation - Property Value ICS Processing Dept.
 ICS pulls credit once borrower authorizes Tri-Merge Report
 Project Summary ICS Processing Dept.
 Lender Analysis ICS Processing Dept.