How to Submit a Loan

How to Submit Loans


The step-by-step loan submission process at ICSLoans.com.


1

REGISTER BORROWER

Go to ICSLoans.com, select “Apply” from the main menu, then select “Borrower Registration” and complete registration form.


2

SUBMIT LOAN REQUEST

Go to ICSLoans.com, select “Apply” from the main menu, then select “Submit Loan Request” and complete the loan request form. Once your loan request is submitted to ICSLoans.com, it is available for lenders to review. However, until you have income, asset, and credit documents uploaded, most lenders will not spend much time reviewing the loan or issue a Letter of Intent, so be sure to gather all the documents as soon as possible and upload them to the site.


3

ORDER CREDIT REPORT

Go to ICSLoans.com, select “Apply” from the main menu, then select “Order Credit Report” and complete the credit report request form. The ICS Loan Processing Team will have credit pulled within 24 hours.


4

UPLOAD DOCUMENTS

After you have gathered all the necessary documents for the loan, go to ICSLoans.com, select “Apply” from the main menu, then select “Upload Documents” and upload all the documents to the site.


5

SEARCH AND CONTACT LENDERS

Your loan is listed at ICSLoans.com for lenders to review as soon as you submit it online. However, if you are a Loan Broker it is extremely important you are proactive and reach out to lenders directly, as they are busy, and picky. You may need to sell them on the loan. Go to ICSLoans.com, select “Lenders” then “Advanced Search – Members Only”. Login then search lenders by lender type, loan size, and state. You can then email lenders your loan link through ICS, email them directly, and call them. If you are a Borrower, the ICS Loan Processing Team handles everything for you.


ICS Loan Processing Services

If you are a Loan Broker and need help finding the right lender and processing your loan through closing, you can request the ICS Loan Processing team to place the loan for you with a lender. This is optional and not required. If you request ICS to handle the loan placement for you, ICS charges a $975 loan processing fee at closing, + 1% of the loan amount. These fees are paid by the borrower. ICS is not obligated to accept every loan placement request.