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Bridge Loans
Bridge Loans are flexible, interest only, short-term 1 to 3 year loans used to purchase, refinance, and rehab real estate. Bridge loans can be executed quickly, often in 14 to 21 days and are equity and income based, not credit score based.
Permanent Loans
Permanent Loans provide competitive rates for stabilized buildings and borrowers in need of long-term permanent financing. Permanent loans are typically within 1% to 2% of the Prime Rate and usually have a pre-payment penalty.
SBA Real Estate Loans
SBA real estate loans provide competitive rates for business owners that intend to occupy 51% or more of their business real estate location to run their business. SBA rates are typically 2% - 3% above the Prime Rate. SBA offers construction loans for business owner-occupied properties.
Construction Loans
Construction loans are short-term 1 to 2 years. Rates and terms are based off LTC (loan-to-cost) and ARV (after repair value).
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