$1M to $25M

Multifamily & Commercial Real Estate Loans

Direct Lending Nationwide

 

 

 

 

OUR FAST & EASY PROCESS

 

Submit your loan request online in 3 minutes or less. It's fast, easy, and your information is confidential.

Your loan request will be reviewed within minutes. You'll be able to schedule a call with a Senior Partner who will structure your loan with you, including rate, term, and fees.

If terms are mutually agreeable, ICS will issue a term sheet and begin underwriting your loan. Bridge loans funds in 14 to 21 days. Permanent loans fund in 45-60 days.

 

 

FAST & EASY

ICS empowers Borrowers and Loan Brokers to receive loan quotes and decisions quickly, versus slow, traditional lending channels. 

 

 

LOAN PROGRAMS

 

BRIDGE

Bridge loans close in 14-21 days. These are private loans ICS funds directly through a private real estate fund. Bridge loans are used when traditional bank financing is not an option. Bridge loan rates are usually 4% to 7% above the Federal Prime Rate.

7.99% to 9.99%

12 - 24 Month Terms

Fixed Rate

Interest Only

No Prepayment Penalty

$1M to $25M

Max LTV 75%

PERMANENT

Permanent loans provide competitive financing for stabilized income properties. ICS funds permanent loans through various banks, Freddie Mac, and Fannie Mae. Permanent loan rates are typically within 1% of the Federal Prime Rate.

2.99% to 3.95%

5, 7, 10 & 15 Year Terms

Fixed Rate

15, 25 & 30 Year Amortization

Customizable Prepayment Options

$1M to $75M

Max LTV 75% to 80%

REHAB

Rehab / Fix & Flip loans help investors add value to their commercial and investment properties. These loans typically close within 30-45 days. Rates range between 3% and 4% above the prime rate and are based off borrower experience & asset value.

6.99% to 8.99%

9 - 18 Month Terms

Fixed Rate

Interest Only

No Prepayment Penalty

$500k to $5M

Max ARV 75%

 

Why ICS? 

Direct

Lending

 

FAST

Loan Offers

 

FAST

Bridge Loans

 

Competitive Permanent Loans

 

Non-Recourse Loans

 

Low Fees

 

Transparent Lending

PROPERTY TYPES FINANCED

 

Multifamily

 

Self-Storage

 

Office

 

Hotel/Motel

 

Retail

 

Specialty Use

 

Industrial

 

Single Family Investment

 

TODAY'S PRIME RATE

 

3.25%

 

RECENT CLOSING

$6.8M

100% Financing

ICS provided 100% purchase financing with $3.1M in additional rehab project funds above the purchase price. Property was purchased out of foreclosure at $3.5M. ICS provided financing and consultative lease services on the 33,000 mixed-use project in Oak Brook, IL.

 

Helpful Calculators