Multifamily, Commercial & Investment Property Loans


$750k to $100+ million

   

 

 

As a Correspondent Commercial Mortgage Company, ICS underwrites and funds loans through hundreds of nationwide lenders, providing our clients more options through one single point of contact.


Largest Lender Network

With ICS, you get flexible, streamlined financing solutions and certainty of execution for the acquisition or refinance of multifamily, commercial, and investment properties. When it comes to attaining the most competitive rate and terms, ICS gets it done. ICS underwrites your loan across multiple lenders simultaneously, including banks, credit unions, private lenders, life insurance companies, Freddie Mac, Fannie Mae, FHA, and numerous hedge funds. Interested Lenders compete for your loan, offering their best rate and terms, ensuring you attain the most competitive financing available.

 

Why ICS? 

BANK & PRIVATE

Loan Financing

 

FAST

Loan Offers

 

NO COST

Loan Options

 

Competitive Rates & Terms

 

Transparent Lending

No Cost Loans

With ICS, we can structure your loan with ZERO loan origination points. ICS arranges financing through hundreds of lenders nationwide for our clients and is known for our NO COST loan financing solutions. We can wrap underwriting, processing, and loan origination fees into the interest rate amortized over several years. Our NO COST loan options reduce out-of-pocket capital needed to purchase or refinance multifamily, commercial, and investment properties.

 

ASSET CLASSES & LOAN PROGRAMS

 
 
 
 
 

Multifamily Specialists

 
 
 
 
 

Bank, Agency & Bridge Loans

ICS specializes in multifamily mortgage financing. We are partnered with multiple banks, agencies, and bridge lenders to ensure our clients attain the most flexible, streamlined financing solutions for the acquisition or refinance of multifamily properties. Multifamily loan limits start at $1M and up. We fund loans through Freddie Mac, Fannie Mae, various banks, credit unions, and numerous private bridge lenders.

 

 

MORE PROPERTY TYPES

 
 
 

Office

 
 
 

 
 
 

Retail

 
 
 

 
 
 

Industrial

 
 
 

 
 
 

Residential 1-4 Units

 
 
 

 

Conventional Loans

Conventional loans are funded by banks, credit unions, life insurance companies, Fannie Mae, and Freddie Mac. These loans are referred to as permanent loans with fixed terms including 5, 7, 10, 15, 30-year fixed, and usually have a prepayment penalty. Properties must be stabilized and meet stricter bank grade underwriting guidelines. Conventional loans typically close in 45 to 60 days.

2.6% to 4.99%

 

 

Hard Money Bridge Loans

Bridge loans are interest only loans funded by private lenders. These loans are referred to as short-term or hard money loans with fixed terms ranging from 1 to 3 years, and usually have no prepayment penalty. Underwriting guidelines are more flexible. Bridge loans are used to stabilize or rehab properties to resell or refinance long-term. Bridge loans offer fast closings in 7 to 21 days.

6.99% to 9.99%

 

 

Construction Loans

New construction loans are funded by banks, credit unions, and specialty construction lenders. Construction loan terms are 9 to 24 month interest only terms, and usually have no prepayment penalty. Underwriting guidelines are project specific and require a minimum of one construction project completed within the last 5 years. Constructions loans can close in 30 to 60 days.

5.99% to 9.25%

 

SUBMIT YOUR LOAN FOR FUNDING

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