Why ICSLoans?





Rate Quotes


Bridge Loans in 2 - 3 weeks


Competitive Permanent Loans


Business Loans


Rehab & Construction Loans


Transparent Lending



Accessing commercial funding shouldn't be complicated or time-consuming, so ICS developed a simple way to get funded, FAST.


ICSLoans Marketplace is a service. We charge no transaction points or fees to connect you with the best lender.

Input Your Loan Scenario

Answer a few basic questions about your loan purpose, collateral, location & income.

Get an Instant Rate Quote

You get an instant estimated market rate quote, including terms, and fees.

Your Loan is Listed at ICSLoans.com

It's just like listing a property for sale through a real estate MLS to find a buyer. Your quoted loan request is listed through the ICSLoans Marketplace where Lenders will compete for your loan.

Lender Offers

Lenders submit offers to you. You select the best offer. If you need professional assistance finding the best lender and negotiating terms, at your request, ICS can refer you to a commercial loan officer in your area.




Bridge Loans

Bridge Loans are flexible, interest only, short-term 1 to 3 year loans used to purchase, refinance, and rehab real estate. Bridge loans can be executed quickly, often in 14 to 21 days and are equity and income based, not credit score based.

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Permanent Loans

Permanent Loans provide competitive rates for stabilized buildings and A credit borrowers in need of long-term permanent financing. Permanent Bank loans are typically within 1% of the Prime Rate and usually have a pre-payment penalty.

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SBA Real Estate Loans

SBA real estate loans provide competitive rates for business owners that intend to occupy 51% or more of their business real estate location to run their business. SBA rates are typically 2% - 3% above the Prime Rate. SBA offers construction loans for business owner-occupied properties.

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Construction Loans

Construction loans can be short-term 1 to 2 years, or convert to permanent financing up to 25 years. Rates and terms are based off LTC (loan-to-cost) and ARV (after repair value). Commercial construction loans include ground-up construction, tenant improvements, purchase & renovations. 


Business Loans

Business Loans can be used to purchase a business, refinance debt, increase working capital, hire employees, buy equipment, debt consolidation, and much more. Business loans range from $25 thousand to $5 million.

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Property Types Financed



Multifamily 5+ Units





Residential 1-4 Units

Manufactured Housing

Hotel / Motel

Special Purpose

School Facility

Farm & Land

Gas Station

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Loans for Business


Helpful Calculators