Multifamily, Commercial & Investment Property Loans
$750k to $100+ million
As a Correspondent Commercial Mortgage Company, ICS underwrites and funds loans through hundreds of nationwide lenders, providing our clients more options through one single point of contact.
Largest Lender Network
With ICS, you get flexible, streamlined financing solutions and certainty of execution for the acquisition or refinance of multifamily, commercial, and investment properties. When it comes to attaining the most competitive rate and terms, ICS gets it done. ICS underwrites your loan across multiple lenders simultaneously, including banks, credit unions, private lenders, life insurance companies, Freddie Mac, Fannie Mae, FHA, and numerous hedge funds. Interested Lenders compete for your loan, offering their best rate and terms, ensuring you attain the most competitive financing available.
BANK & PRIVATE
Competitive Rates & Terms
No Cost Loans
With ICS, we can structure your loan with ZERO loan origination points. ICS arranges financing through hundreds of lenders nationwide for our clients and is known for our NO COST loan financing solutions. We can wrap underwriting, processing, and loan origination fees into the interest rate amortized over several years. Our NO COST loan options reduce out-of-pocket capital needed to purchase or refinance multifamily, commercial, and investment properties.
ASSET CLASSES & LOAN PROGRAMS
Bank, Agency & Bridge Loans
ICS specializes in multifamily mortgage financing. We are partnered with multiple banks, agencies, and bridge lenders to ensure our clients attain the most flexible, streamlined financing solutions for the acquisition or refinance of multifamily properties. Multifamily loan limits start at $1M and up. We fund loans through Freddie Mac, Fannie Mae, various banks, credit unions, and numerous private bridge lenders.
MORE PROPERTY TYPES
Conventional loans are funded by banks, credit unions, life insurance companies, Fannie Mae, and Freddie Mac. These loans are referred to as permanent loans with fixed terms including 5, 7, 10, 15, 30-year fixed, and usually have a prepayment penalty. Properties must be stabilized and meet stricter bank grade underwriting guidelines. Conventional loans typically close in 45 to 60 days.
2.6% to 4.99%
Hard Money Bridge Loans
Bridge loans are interest only loans funded by private lenders. These loans are referred to as short-term or hard money loans with fixed terms ranging from 1 to 3 years, and usually have no prepayment penalty. Underwriting guidelines are more flexible. Bridge loans are used to stabilize or rehab properties to resell or refinance long-term. Bridge loans offer fast closings in 7 to 21 days.
6.99% to 9.99%
New construction loans are funded by banks, credit unions, and specialty construction lenders. Construction loan terms are 9 to 24 month interest only terms, and usually have no prepayment penalty. Underwriting guidelines are project specific and require a minimum of one construction project completed within the last 5 years. Constructions loans can close in 30 to 60 days.
5.99% to 9.25%
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