CONFORMING
Long-Term Financing
Fixed Rate
5, 7, 10, 12, 15, 20, & 30-Year Terms
15 to 30-Year Amortization
Up to 80% LTV
Full-Doc Underwriting
No Point Options
Starting at 2.5%
NON-CONFORMING
Long-Term Financing
Fixed Rate
5, 7, 10, 15, & 30-Year Terms
15 to 30-Year Amortization
Up to 80% LTV
Flexible Underwriting
No Point Options
Starting at 3.5%
BRIDGE
Short-Term Financing
Fixed Rate
1, 2 & 3-Year Terms
Interest Only Payments
Up to 75% LTV
Flexible Underwriting
1 - 3 Points
Starting at 7.5%
FIX & FLIP
Short-Term Financing
Fixed Rate
12 to 18-Month Terms
Interest Only Payments
90 to 100% LTV / 75% ARV
Flexible Underwriting
1 to 3 Points
Starting at 6.75%
NEW CONSTRUCTION
Short-Term Financing
Fixed Rate
1 to 3-Year Terms
Interest Only Payments
Up to 75% ARV
Flexible Underwriting
1 to 3 Points
Starting at 7.5%
SBA
Long-Term Financing
Adjustable Rate
25 to 30-Year Terms
25 to 30-Year Amortization
Up to 90% LTV
Business Owner-Occupied Only
No Point Options
Starting at 5.5%
MORE OPTIONS
Vertically Integrated Providing Best in Class Terms & Service
ICS is a vertically integrated Commercial Mortgage Lending Company. We originate loans, which are processed, structured, underwritten, then funded directly, assigned, or brokered to hundreds of nationwide Lenders and secondary market investment groups. ICS syndicates larger projects, raising capital through our own SEC Regulation D Opportunity Fund, enabling sponsors to attain the capital they need through multiple Lenders and Accredited Investors. With ICS, you get flexible, streamlined financing solutions and certainty of execution for the acquisition, refinance, and construction of multifamily, commercial, and investment properties. When it comes to attaining the most competitive rate and terms, ICS gets it done.
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