MARKET RATES & PROGRAMS


Core Loan Programs


Long-Term Permanent Loans

All Asset Types

5, 7, 10, 15 & 30-Year Fixed

30-Year Fixed only available on 1 to 4-unit residential properties and small-balance commercial/multifamily $2MM and below. Loans have fixed interest rates.


Short-Term Bridge Loans

All Asset Types

1, 2 & 3-Year Terms

Interest only with fixed or floating rates.


Short-Term Rehab / Fix & Flip

All Asset Types

1 & 2-Year Terms

Interest only with fixed or floating rates.


Ground-Up Construction

All Asset Types

1, 2 & 3-Year Terms

Interest only with fixed or floating rates.

 

Institutional, Alt-A & Hard Money Financing

All loan programs are offered by ICS at the Institutional, Alt-A, and Private Hard Money level. Institutional loans are offered through ICS through our long-term relationships with Banks, Credit Unions, CMBS, Life Companies, SBA, and Agency Lenders. Competitive Alt-A loans are employed as an alternative to Institutional financing when properties don't meet Institutional underwriting guidelines. Hard Money loans provide a solution for clients in need of a quick closing, or for assets and borrowers that do not meet Institutional or Alt-A underwriting guidelines.

 

Multifamily & Commercial Financing

ICS is a leading provider of multifamily, commercial, and investment property financing nationwide. As a correspondent commercial mortgage lending company, we structure, process, underwrite and fund loans through hundreds of institutional and private lenders, including Banks, CMBS, Life Companies, Freddie Mac, Fannie Mae, and FHA.

 

MORE LOANS BY PROPERTY TYPE

 

Select a property type to view interest rates and loan products.

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