ICS Funding Confidence™

When you submit a loan request ICS completes a complete underwriting analysis immediately. We analyze all aspects of the loan request, including property location, income, expenses, value, NOI, DSCR, debt yield, construction budgets (when applicable), market cap rates, property income, Borrower assets, and credit. We underwrite every document at an institutional level. Your loan is then matched with our best loan program, including rate, terms, and fees.

 

We not only provide rates and terms immediately, we provide a full Underwriting Memorandum & ICS Funding Confidence™ Score, which gives you the accurate probability of funding the loan. Our Underwriting Memorandum includes an in-depth executive summary, the pros and cons of the proposed loan program, alternative loan options, document review feedback, and why our Lenders may or may not approve the loan.

 

 

7,500+ Institutional & Private Lenders

---

Through the ICS Lender Network you can offer more commercial, multifamily, investment property loan products than any single lender in the country. ICS sells, assigns, and brokers loans to Banks, Credit Unions, Fannie Mae, Freddie Mac, and FHA lenders, SBA, Life Companies, CMBS, as well as Private Lenders. ICS is your one-stop lending partner for all commercial, multifamily, and investment property loans, providing access to the most competitive rates and terms available in today's capital marketplace.

 

Long-Term Permanent Loans

5, 7, 10, 15, 20 & 30-Year Fixed Terms

Interest Only & Full Amortization Options Available

---

DSCR Loans

5 & 30-Year Fixed Terms

Interest Only & Full Amortization Options Available

---

Short-Term Bridge Loans

1, 2 and 3-Year Loans

Interest Only with Fixed & Floating Rates

---

Fix & Flip / Rehab Loans

1 to 2-Year Fixed Terms

Interest Only

---

Ground-Up Construction

1, 2 & 3-Year Loans

Interest Only with Fixed & Floating Rates

---

SBA 7a & 504 Loans

25 to 30-Year Terms

Up to 90% LTV

Multifamily

Office

Retail

Industrial

1 to 4-Unit Rentals

Assisted Living

Automotive

Cannabis

Church

Gas Station / Car Wash

Hotel

Land / Agricultural / Farm

Land Lots / Non-Rural

Marina

Medical Buildings

Mixed-Use

Mobile Home Parks

Residential Developments

Restaurant / Bar

Self-Storage

Specialty-Use

Vacation Rental Prooperties

Event Facilities

Mixed-Use

 

 

CLOSING DEALS IS WHAT WE DO

 

 

$6,800,00

Event Center Purchase

Partner Commission =  $132,000

Chicago, IL

 

 

$1,250,000

6-Unit Purchase

Partner Commission = $18,500

Seattle, WA

 

 

$2,500,000

Industrial Refinance

Partner Commission =  $25,000

Detroit, Michigan

 

 

$2,700,000

Cannabis Faciltiy Refinance

Partner Commission =  $27,000

Syracuse, NY

 

 

$3,200,000

Retail Refinance

Partner Commission = 32,000

Miami, FL

 

 

 

OUR BANK HAS YOUR BACK

ICS is partnered with one of the most reputable Banks in the country offering national coverage across all asset types. With over $3B in assets and $2.5B in cash, ICS is has the capital and loan programs you need to get deals funded, including SBA loans, true No Doc Loans, Term Loans, and much more.

 

---

 

MORE LENDERS = MORE OPTIONS

For deals that don't fit into our primary Bank bucket, we fund those loans through our National Lender Network, including other Banks, Credit Unions, Agency Lenders, CMBS, and Private Lenders.

 

 

Keep 100%

You earn 100% of your Broker points charged to the Borrower. ICS is paid at the lender level with no split on your commission.

 

 

Broker get paid at closing or immediately following closing depending on the loan program and funding Lender. There is no waiting weeks or once per month to get paid. ICS can pay you individually or your Company. When paid at closing, you or your company is listed on the settlement statement and paid directly through escrow. When paid post-closing, you or your company is paid within 24-hours by ICS. You or your company will be issued a 1099 at year-end on loans paid through ICS.

 

 

Lending Professionals use the ICS Funding Platform to structure and undewrite loans which are placed through numerous Institutional and Private Lenders. Brokers are independent, and do not work for ICS. The ICS Funding Platform provides all the tools, resources, training, underwriting, loan support, and Lenders you need to get deals to the finish line.

 

 

OUR LOAN PROCESS

Your only responsibility is to take complete short applications with the client, and submit the loan request online accurately with property and Borrower documents needed for initial review. You manage your client and are the primary point of contact. Your ICS Loan Team handles the loan work for you, including pricing, loan negotiation with Lenders, undewriting, and processing through closing.

 

 

Realtors

Residential Loan Officers

Independent Loan Brokers

Direct Lenders

Bankers

Financial Planners

Accountants

Sales Professionals

Marketing Specialists

 

 

If you are new to Commercial Mortgage Lending, you've come to the right place. You'll learn everything you need to know to......

Structure & package loans for review.

Propose the right loan programs to your clients.

Underwrite DSCR, Bridge, Rehab & Construction Loans.

Find hot deals in the marketplace.

Market to prospects efficiently.

Close clients to eliminate rate shopping.