Welcome to the ICS Independent Commercial Lending Partner Program
As an Independent Commercial Lending Partner you can submit loans you've originated to be funded through ICS. We receive hundreds of loan requests each month from Borrowers and Brokers in need of financing. ICS will process, underwrite, and fund your loan through the most competitive lender.
How it Works
Our Funding Process
Submit your loan request online and get an instant rate quote.
Schedule your intro phone call with an ICS Loan Advisor to discuss your loan in detail. A Senior Partner will structure your loan with you, including loan program, terms, and a suggested market rate that works for you.
ICS packages, underwrites, and presents your loan simultaneously to hundreds of institutional and private lenders nationwide.
Lenders compete to fund your loan at the suggested market rate and terms. Lenders will either meet, beat, or counter offer our proposed loan terms. ICS processes and funds your loan through the most competitive lender.
Connect with 800+ Institutional banks and private lenders through the ICSLoans.com Marketplace.
Fund all property types including office, retail, industrial, multifamily, 1 - 4 unit investment, land, self-storage, hotel/motel, sporting facilities, gas stations, churches, and much more
TRAINING & RESOURCES
ICS provides Mortgage Brokers online training materials. Learn to submit and package loans correctly for funding, marketing strategies, commercial lending basics, and much more. Our training materials provide you with everything you need to originate and fund loans successfully.
Your Own Web Application
Commercial Lending Partners get their own weblink where clients can receive instant rates and apply directly online. Loan requests go directly to the Lending Partner via email, and the ICS Loan Processing Team. You can add the weblink to your own website, or use the ICS weblink as your standalone online application. When you register with ICS, you are instantly issued your weblink you can share with clients.
Lending Partners can track their loans, clients, and access all training and lending tools and resources via their own secure Loan Dashboard.
WEEKLY ONLINE TRAINING CALL
Weekly calls usually last 45 - 60 minutes, are recorded, and emailed to all Independent Lending Partners to watch at your convenience. Each week we cover different lending topics, loan programs, and loan origination marketing strategies.
Loan Processing & Underwriting
ICS will process, underwrite, and negotiate your loans across multiple lenders for you. We do reserve the right to pass on certain loan requests we don't feel can be funded at our discretion.
Loan Broker Commissions
Brokers keep 100% of their loan origination points charged to their clients. ICS charges a $975 to $2,000 loan processing and underwriting fee + .5 to 1% of the loan amount, paid by the borrower at closing. ICS fees are typically paid from loan proceeds. Brokers are paid directly at escrow closing.