APPLY TO JOIN THE ICS COMMERCIAL LOAN ADVISOR TEAM
BE PART OF SOMETHING
With ICS, you can originate loans on a national level with a company that has the capacity to process, underwrite, and arrange financing across a broad spectrum of property types and lenders. With ICS, there is no limit to your success originating and funding commercial, multifamily, and investment property loans.
THIS IS YOUR BUSINESS
WE WORK TOGETHER
You originate loans. ICS then processes, underwrites, and arranges financing through the most competitive lender. To help you originate more loans, we provide marketing tools, training, support, and a Business Development Plan to help you grow your business. It is your responsibility to put the plan in action and stick with it. If you do, you will be extremely successful.
MORE LOAN PROGRAMS THAN ANY OTHER LENDER
ICS offers streamlined loan processing, underwriting, and structured financing solutions for the acquisition or refinance of multifamily, commercial, and investment properties. When it comes to attaining the most competitive rate and terms, ICS gets it done.
Don't Compete Against Lenders
Work "WITH" Lenders. We underwrite, structure, price, and submit your packaged loans to multiple Lenders for review. Interested Lenders will compete for your loans, offering their best rate and terms, ensuring your clients attain the most competitive financing available. Loans arranged and funded through the most competitive Lender.
ORIGINATE & FUND LOANS NATIONWIDE
With ICS you can originate and fund loans nationwide. No license is required in most states. Licensing is required in California, Arizona, and Nevada. ICS does not service consumer or owner-occupied home loan transactions.
Fund a broad spectrum of property types including multifamily, office, retail, industrial, 1 - 4 unit residential, self-storage, hotels, automotive, gas stations, churches, and more.
Multifamily 5+ Units
Residential 2 - 4 Units
Single Family Rentals
Industrial / Warehouse
Mobile Home Parks
TRAINING, TOOLS, RESOURCES & SUPPORT
ICS offers the most streamlined online Commercial Mortgage Loan Advisor Jump Start Training Program available, including loan program training, lending basics, terminology, sales techniques, call and email scripts, document requirements, marketing & sales strategies, and loan processing procedures.
Business Development Plan
Your first 30-days is dedicated to your Business Development Plan. This consists of setting up your business in your target market, including researching properties, identifying owner prospects, referral partners, and becoming an expert on the Core Loan Programs most commonly used in commercial and investment real estate financing. If you don't already have a minimum of 500 prospective clients in your book of business to begin contacting, this will be extremely helpful and critical to your success as a Commercial Loan Advisor.
How it Works
You earn 100% of your loan origination fees charged to the client and get paid at closing. ICS charges a Loan Processing, Underwriting, and Lender Placement fee of 0.25% to 1% depending upon the loan type and size, paid by the borrower and/or lender at closing. This fee is determined once the loan has been reviewed, and an underwriting scope of work has been established.
WORK UNDER ICS or YOUR OWN COMPANY BRAND
You can work under the ICS brand or use your own company brand.
PROPERTY OWNER CONTACT LEADS
Property owner prospect leads are the most important part of your loan origination business. One property owner relationship can equate to thousands of dollars per year in commission. ICS provides all Advisors access to our Team Property Radar account, enabling you to uncover commercial and investment property owners in your market that may be interested in refinancing or purchasing additional assets. We cover the cost of this 3rd party service for you.
You will be able to research properties nationwide, including property details, transaction history, loan balances, and gather valuable property owner contact information to reach out via phone, email, and direct mail. Without prospects to contact, you have nothing to work with. We help you build your book of business.
LOAN PROCESSING & UNDERWRITING
Spend 100% of your time prospecting, marketing, and originating clients, not shuffling paperwork and sourcing capital. Our experienced loan processing and underwriting team will structure your loans for you, handle all document requirements with the client at your request, and underwrite your loans across multiple lenders simultaneously. We arrange financing through the most competitive lender.
We are your back-office loan funding team.
3+ Years Real Estate Experience
3+ Years Mortgage Experience
3+ Years Finance Experience
2 to 4 Year College Degree (recommended)
You must be MOTIVATED
Extremely Well Spoken
This is a 100% commission position. Just like being a Realtor, it can take 30 - 90 days to get things rolling depending upon how active you are. You must have alternative income or savings to get you through your first 30 to 90 days.
ARE THERE ANY FEES OR COSTS INVOLVED?
All Advisors hired by ICS are required to complete our 8-hour online Commercial Loan Advisor Jump Start Training course followed by a 30-Day Business Development trial period, where you will work closely with a Senior Partner to ensure you get started off on the right foot. ICS charges all approved Advisors a monthly Funding Platform Fee of $139/month, including ongoing online and live training, leads, marketing tools, resources, Property Radar access, and unlimited loan processing and underwriting support. ICS reimburses up to 3 months of Platform Fees on every closed deal.