Be Part of Something Bigger
APPLY TO JOIN THE ICS COMMERCIAL MORTGAGE LOAN ADVISOR PARTNER PROGRAM
Originate & Fund Loans Nationwide with ICS
Please review our Commercial Loan Advisor Partner Program below in detail before scheduling an interview call at the bottom of this page. It is critical you meet our requirements and are familiar with the opportunity and our company prior to applying.
Are you a Commercial Mortgage Broker? Realtor? Residential Loan Officer? Investor? Banker? Sales Person? Entrepreneur? Start originating and funding loans with ICS today.
LARGEST LENDER NETWORK
ICS offers streamlined financing solutions and certainty of execution for the acquisition or refinance of multifamily, commercial, and investment properties. When it comes to attaining the most competitive rate and terms, ICS gets it done.
We Don't Compete Against Lenders
ICS works "WITH" Lenders. We submit packaged loans to multiple Lenders for review. Interested Lenders compete for our loans, offering their best rate and terms, ensuring our clients attain the most competitive financing available.
Fund all property types including office, retail, industrial, multifamily, 1 - 4 unit investment, land, self-storage, hotel/motel, sporting facilities, gas stations, churches, and much more
THE ICS ADVANTAGE
Get unlimited access to our Commercial Lending Platform, including the ICS lender database (hundreds of lenders), the ICS Commercial Mortgage Loan Advisor Jump Start Training Program online, lending forms, documents, funding fee agreements, marketing materials, loan programs, and more.
TRAINING, TOOLS, RESOURCES & SUPPORT
We offer the most streamlined online Commercial Mortgage Loan Advisor Jump Start Training Program available, including loan program training, lending basics, terminology, sales techniques, call and email scripts, document requirements, marketing & sales strategies, and loan processing procedures.
Our online training course includes a 100 question Commercial Loan Advisor Certification exam. Once passed, you'll have the knowledge needed to navigate our lending platform and begin originating commercial and investment real estate loans.
You will be teamed with an experienced Senior Partner at ICS and a dedicated Support Manager. When you need assistance, we are here to help you. You'll have the option to attend a weekly 1-on-1 or team call with your Senior Partner to ensure you are staying on track.
YOUR OWN WEBPAGE LOAN APPLICATION
As an ICS Commercial Mortgage Partner, you will get your own dedicated mobile-friendly webpage with loan application. You can submit loan requests and share this link with prospects & clients. Loan requests go directly to you via email and your ICS Loan Processing Team. Your partner id is tracked through the website connecting you with any client that enters the site through your link.
When you or clients submit loan requests online, the loan requests are instantly emailed to you and saved to your Loan Dashboard. You can login to your Loan Dashboard to track your loans, make edits, and upload documents.
How it Works
You earn a 50% split on your first 3 loans closed with ICS, then 70% indefinitely. Your ICS Senior Commercial Loan Advisor will work with you to structure, package, and fund your loans through our correspondent lender network. You are paid at closing as a 1099 independent contractor. This is a 100% commission only opportunity, just like being a realtor or residential loan officer.
You get paid 50% of gross commission on your first 3 deals, then 70% on every deal thereafter. For example, if ICS funds a loan in the amount of $2,000,000 and we made 1.5 points (1.5%), the total gross commission is $30,000. At a 50% split, you earn $15,000. At a 70% split you earn $21,000.
Average Points/Fees Earned
ICS earns 1 to 2 points per deal, which is charged to the client and paid at closing. In some cases, ICS earns additional points paid to ICS by the lender. This is called yield spread premium, or rebate. Gross commission includes all points charged to the borrower and yield spread premium paid by the lender. Bridge lenders usually do not pay YSP. Some banks and wholesale lenders do pay YSP, which is always good. YSP is not disclosed to the client at closing, only points. You will always know exactly what points are being charged, as this is up to you, and your Senior Partner is there to ensure you keep deals competitive, and hopefully negotiate some YSP with the lender.
ICS pays commissions within 2 business days of funding, or within 2 business days of funds clearing the ICS corporate account. We pay fast!
REFERRAL PARTNER LEADS
Our Advisors get unlimited access to thousands of prospect leads, including 1.5+ million realtor contacts, and 68k+ bankers and residential loan officers, which can be downloaded in excel format for marketing purposes.
PROPERTY OWNER LEADS
Property owner prospect leads are the most important part of your loan origination business. One property owner relationship can equate to thousands of dollars per year in commission. ICS provides all Advisors access to our Team Property Radar account, enabling you to uncover commercial and investment property owners in your market that may be interested in refinancing or purchasing additional assets. We cover the cost of this 3rd party service for you.
You will be able to research properties nationwide, including property details, transaction history, loan balances, and gather valuable property owner contact information to reach out via phone, email, and direct mail. Without prospects to contact, you have nothing to work with. We help you build your book of business.
We will show you the way
Using advanced call technologies, we will show you how to call hundreds or even thousands of prospects in a matter of minutes, leaving a personal voicemail for property owners and referral partners. Interested prospects will call you back.
"Our motto is, work smart, and hard."
We hold a weekly webinar via Zoom. Once you are approved to join ICS and complete our online training program, you will be able to join the weekly meeting online hosted by a Senior Partner at ICS. Each week we cover different topics, including loan origination strategies, marketing, loan programs, deal structuring, and more. This is a great way to stay on track and increase your commercial mortgage knowledge.
Please review our qualification requirements below. You must meet the following requirements to join ICS. No exceptions.
Complete our online Jump Start Training Program
Pass the ICS Commercial Loan Advisor Certification Exam
Minimum 2 Year Associates Degree
Four Year Degree Preferred
or comparative industry training or work experience
You must meet one or more of the following requirements.
2+ Years Real Estate Experience
2+ Years Mortgage Experience
2+ Years Finance Experience
2+ Years Outside Sales Experience
You must be independent, outgoing, friendly, driven, computer savvy, and ok working in a commission only position. It can take 30-90 days before you close your first deal. You have to be patient and committed.
You won't be making cold calls all day, but you must sound professional and be extremely well-spoken when speaking with potential clients. This is why we complete all interviews by phone.
Sign Up for Training
We welcome you to sign up for our online Commercial Mortgage Loan Advisor Jump Start Training Program (6-8) hours and pass the ICS Commercial Loan Advisor Certification exam. This is great way to learn more about what ICS Commercial Loan Advisors do on a daily basis, get full access to our Lending Platform, and put you in priority position to be hired onto the ICS Commercial Loan Advisory Team.
Monthly Lending Platform & Training Fee
All approved ICS Commercial Loan Advisors pay a monthly Lending Platform, Training, & Support fee of $139/month. ICS reimburses up to 6 months of platform fees on your first closed loan.