As Independent Broker or hands-on Investor, you can package and place loans with Lenders directly through the ICS Funding Platform, keeping 100% of your commission. We offer unlimited access to the largest national network of vetted commercial, multifamily, and investment property Lenders. ICS provides online training materials, tools, forms, and an abundance of resources to help you originate and secure the most competitive financing available. If you need assistance, ICS can process, place, and negotiate your loans for you through our expansive network of conforming, non-conforming, and private Lenders.
Processing. Placement. Funding
Originate and funds loans on a national level through our extensive network of vetted Lenders, including institutional, agency, wholesale, life companies, and private investors, providing your clients more options through one single point of contact.
MORE LENDERS = MORE OPTIONS
When it comes to attaining the most competitive rate and terms, ICS gets it done. Through ICS you can process, structure and submit your loan packages to multiple Lenders simultaneously. You will have unlimited access to our Lender network.
Don't Compete Against Lenders
Work "WITH" Lenders. Interested Lenders will compete for your loans, offering their best rate and terms, ensuring your clients attain the most competitive financing available.
ORIGINATE & FUND LOANS NATIONWIDE
With ICS you can originate and fund loans nationwide. No license is required in most states. If you originate in a state requiring licensing that you don't have, you can team up with a licensed ICS Partner and work the deal together, staying fully compliant. ICS does not service consumer or owner-occupied home loan transactions.
Fund a broad spectrum of property types including multifamily, office, retail, industrial, 1 - 4 unit residential, self-storage, hotels, automotive, gas stations, churches, and more.
Multifamily 5+ Units
Residential 2 - 4 Units
Single Family Rentals
Industrial / Warehouse
Mobile Home Parks
PROSPECT LEAD DATABASE
Professional features made for Commercial Lending Professionals
You will have full access to a Property Radar account where you can research any property nationwide. Property Radar allows you to lookup property details, loan balances, recent transactions, and find owner contact information, including phone, email, and social media accounts. This is an excellent tool ICS includes as part of our Lending Platform service.
How it Works
When you process, underwrite, and place loans directly with Lenders through the ICS Funding Platform, you keep 100% of your loan commission. If you choose to have ICS handle processing, underwriting, and placement, you keep 100% of your commission, less a loan processing and placement fee, as outline below.
ICS Fees are paid by the Borrower and/or Lender at closing and can be wrapped into the loan.
Loan Processing & Underwriting Fee
$995 Loans < $1MM
$2,500 Loans > $1MM
$5,000 Loans > $25MM
Funding & Placement Fee
Bride Loans 1%
Conforming .5% to 1%
Fix & Flip 1%
FLEX .5 to 1%
SBA .5 to 1%
Construction 1% to 1.5%
We structure all fees with you on every deal to ensure we stay competitive. Our fees can be paid directly by the Lender in the form of rate based yield spread premium and/or via points paid by the Borrower at closing.
CONTRACT LOAN PROCESSING, UNDERWRITING & PLACEMENT
If you want to focus on origination, spending 100% of your time prospecting, marketing, and originating clients, not shuffling paperwork and sourcing capital, our experienced loan funding team can structure your loans for you when you need assistance. We can handle all funding document requirements, underwriting your loans across multiple lenders simultaneously. At your request, ICS will arrange financing through the most competitive lender for you. Whether you place loans independently through our lending platform or need full processing and placement support, we’v got you covered.
We are your back-office loan funding team.
YOUR OWN WEB APPLICATION
Personal Web-Application Link
You will get your own personal White Label web-application link you can share with prospects and clients. You can use this link to share via email or link to your website. When your prospective client submits a loan request, it can only go to you. Loan requests originated through your web-application link are emailed to you and go directly into your Loan Dashboard for the ICS Loan Processing Team to begin working on.
ICS FUNDING PLATFORM PARTNERS
Real Estate Agencies
Real Estate Brokers
Commercial Mortgage Brokers
Residential Loan Officers
ONLINE TRAINING AVAILABLE
ICS provides an abundance of online training materials and resources to assist you.
Funding Platform Fee
Includes unlimited access to the ICS Funding Platform, including Lenders, forms, tools, resources, and online training materials.