Overview

As a Correspondent Commercial Mortgage Lending Company, ICS originates, structures, and underwrites loans which are sold, assigned, or broker to thousands of lenders and debt funds nationwide. Your ICS Underwriting and Capital Placement Team reviews, structures, underwrites, and packages loans for lender distribution and mortgage loan contract aquisition, so you can focus on finding more deals. We help you arrange commercial, multifamily, and investment property loans for your Clients at the most competitive rates, and terms available in today's capital marketplace. 

 

HOW IT WORKS

 

HOW  IT WORKS

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①

Submit loan request online & schedule a Loan Review Call.

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②

We evaluate the loan with you to determine the best loan program, eligibility, estimated rate, terms, and fees.

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③

If it looks fundable, we prepare a Good Faith Estimate and Funding Fee Agreement for you and your client.

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④

Client signs off on GFE, we gather documents, underwrite the loan, and place it with the most competitive Lender.

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⑤

Loan funds. Everyone get's paid.

 

BROKER COMMISSIONS

 

100%

Brokers keep 100% of their points charged to the Borrower. ICS charges a loan underwriting, processing, and packaging fee of $2,500 + 0% to max 1.5% on successfully funded loans. This fee is dependent upon loan size, loan type, and determined with you at initial loan review. You simply add our fees to your Broker fees charged to your client, which will be outlined under your name or company on your Funding Fee Agreement with your Client. 

 

HELPFUL VIDEOS

WHAT WE OFFER

 

Loan Placement

 

 

In-House Underwriting

 

 

Loan Processing

 

 

7,500+ Lenders

 

 

Nationwide Lending

 

 

Institutional Loans

 

 

Private Capital

 

 

Short-Term Bridge Loans

 

 

Long-Term DSCR Loans

 

 

Ground-up Construction Loans

 

 

Rehab/Fix & Flip Loans

 

 

SBA Owner-user Loans

 

 

Senior Advisor Support

 

 

Loan Review Calls

 

 

24/7 Online Support

 

MORE LENDERS = MORE OPTIONS

LOAN PRODUCTS

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Long-Term Permanant / DSCR Loans

5, 7, 10 & 15 & 30-Year Fixed Terms

Up to 30-Year Amortization

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Short-Term Bridge

1, 2 & 3-Year Fixed Terms

No Prepayment Penalties

Interest Only Payments

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Ground-Up Construction

1, 2 & 3-Year Fixed Terms

No Prepayment Penalties

Interest Only Payments

LTC to 80%

ARV to 65%

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Rehab / Value-Add / Fix & Flip

1, 2 & 3-Year Fixed Terms

No Prepayment Penalties

Interest Only Payments

LTC to 80%

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SBA LOANS

25-Year Terms

90% LTV/LTC

Owner-User

 

PROPERTY TYPES FINANCED

• Multifamily 5+ Units

• Senior Housing 5+ Units

• Student Housing 5+ Units

• Mobile Home Parks

• RV Parks

• Office

• Retail

• Industrial

• Mixed-Use

• Medical Buildings

• Duplex

• Triplex

• Fourplex

• Single Family Rentals

• Commercial Portfolios

• Assisted Living

• Automotive

• Cannabis

• Church

• Gas Station / Car Wash

• Hotel

• Vacant Land / Agricultural

• Land / Non-Rural

• Marina

• Youth Housing

• Restaurant / Bar

• Self-Storage

• Specialty Use

• Residential Developments

• Residential Portfolios