HOW IT WORKS
EXPAND YOUR LENDING BUSINESS WITH ICS
Through ICS you can offer more loan programs than the competition, including institutional and private capital for the acquisition, refinance, and construction of commercial, multifamily, and investment properties.
OUR FUNDING PROCESS STEP-BY-STEP
Search & select the best loan product including interest rate and terms
Submit loan request online
Schedule loan review call with an ICS Team Advisor
ICS issues a Letter on Interest / Initial Term Sheet
Stage One Underwriting
POE Evaluation (Property, Owner & Encumbrance Underwriting & Due Diligence)
Final Lender Term Sheet
Stage Two Underwriting / Appraisal
Appraisal Review & Final Loan Commitment
Loan Document Draft, Review & Signing
If you need more lenders, more support, and more knowledge, ICS is here to help. We are the #1 full-service commercial mortgage funding platform for Loan Brokers.
Hundreds of Programs
Processing & Underwriting
With ICS you have access to an expansive suite of institutional and private loan programs, enabling you to provide a broad spectrum of loan solutions to your clients through 10,000+ lenders.
MORE LOAN PROGRAMS & MORE LENDERS
Through ICS you can originate commercial, multifamily, and investment property loans at the institutional and private level. Your loan requests will be viewable by vetted local, regional, and national lenders, including banks, credit unions, life companies, CMBS, agency lenders, private, and construction lenders. With ICS, you can offer more programs than any single bank or private lender in the industry.
PROCESSING & PLACEMENT
LOAN PROCESSING & PLACEMENT
When you submit a loan request online, ICS structures, underwrites, and packages the loan for submission to our lender network. Lenders compete for your loans through ICS, offering their best rate and terms available. Your ICS Loan Team handles all lender correspondence and loan processing for you, so you can focus on originating more deals.
ONLINE AND LIVE TRAINING
ICS provides one of the best online commercial mortgage broker training programs available. Our Jump Start Program includes dozens of training videos, tools, resources, as well as live Zoom call training each week. You will learn the basics of commercial mortgage lending, how to structure and package loans for underwriting, and most importantly, how to originate deals using our proven marketing and sales strategies.
ADVISOR CERTIFICATION EXAM
ICS CERTIFICATION EXAM
It takes anywhere from 6 to 8-hours to get through our training materials and pass the exam. Training is self-study with no time limitations. You can take the exam as soon as you want to and as many times as you need until you pass. You'll have unlimited access to all our training resources as long as you are with ICS. Online training and certification is optional, but highly recommended.
PROPERTY DETAIL REPORTS
You will have access to a Property Radar account. This enables you to research any commercial, multifamily, or residential property nationwide. You can research properties by state, city, county, property type, loan size, for sale listings, and loan history. This is a great tool for pulling property reports when packaging loans for underwriting review as well as prospecting new clients. Property Radar is a 3rd party service which costs $120/month when signing up with them direct. With ICS, it is included.
30-DAY ROAD MAP
30-DAYS TO SUCCESS
For new Loan Brokers our 30-Day Road Map shows you exactly what you should be doing daily for your first 30-days and beyond. No need to recreate the wheel. We show you what to do, what not to do, so you maximize your time and efforts.
ICS LOAN DASHBOARD
You will have access to your own Loan Dashboard at ICSLoans.com. When you or your client submits a loan to ICS online, the loan is saved in your Loan Dashboard where you can update client information and add documents. When clients apply via your personal web-application link, those loans go directly into your secure Loan Dashboard and are only viewable by you.
SOFT CREDIT PULLS
SOFT CREDIT PULLS WITH NO SCORE AFFECT
With ICS, your Borrowers have the ability to pull soft credit checks without affecting their credit scores at all. Soft Credit Pulls include all three bureaus, and can be paid by the borrower online directly. You simply send them the link, and they pull their own report without it affecting their credit scores.
You will get your own personal ICS web-application link you can share with prospects and clients. When your prospective client submits a loan request, it can only go to you. Loan requests originated through your web-application link are emailed to you and go directly into your Loan Dashboard to begin working on. We also provide a white label web application and white label marketing brochures for Advisors working under their own company brand.
PROSPECT LEADS = SUCCESS
If you don't have thousands of property owner and referral partner prospect contacts you will have very little to work with. ICS provides prospect contacts, including phone, email, and property information by request.
WE CAN COLD CALL FOR YOU
COLD CALLING - WE DO THE WORK
ICS will prospect for you via phone to originate inbound leads by request. This eliminates you spending endless hours on the phone. ICS uses an in-house automated dialing system to connect with hundreds of property owners per day. Interested prospects are forwarded to you directly. Additional fees apply at $0.40 per call/voicemail left.
CALL, EMAIL & VOICEMAIL SCRIPTS
We provide you with proven call, email, and voicemail scripts successful Senior Advisors use to connect with prospective property owners and referral partners. No need to guess what to say. We tell you exactly what to say, and how to approach prospective clients in a professional and effective manner. Templates are available in training and you can listen to live recordings from a Senior Partner.
DEDICATED LOAN TEAM
DEDICATED ICS LOAN TEAM
You won't be on your own wondering what to do. You will be teamed with your ICS Loan Team who will guide you through the loan origination process, including researching property owners, marketing via phone and email, and packaging loans for review and underwriting. Upon signing up, you will complete an initial onboarding call to make sure you get started off on the right foot.
VERTICALLY INTEGRATED COMMERCIAL MORTGAGE LENDING
Offer your clients more loan programs than any single lender in the country.
LEARN MORE ABOUT OUR FUNDING PLATFORM
COMMERCIAL MORTGAGE LOAN ADVISOR TRAINING
Become an Expert Advisor