Required Documents for Underwriting


DOCUMENTS NEEDED FOR TERM SHEETS / LOI'S


Income Producing Property Purchase & Refinance Loans

(1 to 4-unit Rentals, apartment buildings, cre properties with tenants)

  • Rent Roll
  • T12 / Property Operating Statement (YTD & Previous Year)
  • Schedule Real Estate Owned
  • Borrower Personal Financial Statement or Completed Application
  • Credit Report (if available)
  • Purchase & Sale Agreement or Purchase LOI (if purchase)

Rehab / Fix & Flip / Ground-up Construction Loans

  • Scope of Work & Budget
  • Construction Project Package
  • T12 / Property Operating Statement (Proforma)
  • Schedule Real Estate Owned
  • Borrower Personal Financial Statement or Completed Application
  • List of projects completed
  • Credit Report (if available)
  • Purchase & Sale Agreement or Purchase LOI (if purchase)