LOAN PRODUCT SEARCH

SEARCH LOAN PRODUCTS

 
 

COMMERCIAL OWNER-USER LOANS

Private | Institutional | SBA

 
 

View our commercial property owner-user loan products then schedule a Loan Review Call. It's FAST & EASY!

Document Requirements

Below are the initial documents needed to evaluate commercial real estate financing for an owner-user where the property owner intends to operate their business from the subject property location. SBA loans go to 90% LTV and the property owner must occupy 51% or more of the available space. Non-SBA loans go to 75% LTV with no owner-user occupancy percentage requirements.

  • Owner Personal Financial Statement
  • Schedule Real Estate Owned
  • Business Profit & Loss Report (Last 2-years)
  • Owner Resume
  • Scope of Work & Budget (If Rehab or Ground-up Construction)
  • 3-Years Personal & Business Tax Returns (SBA & Bank Loans only)