SHORT-TERM BRIDGE LOAN

7.75% to 9.99%

1 to 3-Year Fixed Term | Interest Only

$100,000 to $100MM+ | Max LTV: 75%

View Guideines

LONG-TERM PERM LOAN

5.25% to 6.75%

5, 7, 10 & 30-Year Fixed Terms | 25 to 30-Year Amortization

$100,000 to $100MM+ | Max LTV: 75%

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SHORT-TERM REHAB LOAN

8.25% to 10.5%

1 to 2-Year Fixed Term | Interest Only

$150,000 to $100MM+ | Max ARVLTV: 75%

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GROUND-UP CONSTRUCTION

8.25% to 10.5%

1 to 3-Year Term | Interest Only

$250,000 to $100MM | Max ARVLTV: 65%

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SBA 7a LOAN

8.75% to 9.75%

25-Year Adjustable Term | 25-Year Amortization

$250,000 to $5MM | Max LTV: 90%

Eligible Property Types: Owner-User Only

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SBA 504 LOAN

5.875% to 6.875%

5, 7 & 10-Year Fixed Terms | 25 to 30-Year Amortization

$250,000 to $5MM | Max LTV: 90%

Eligible Property Types: Owner-User Only

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Document Requirements

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Below are the initial documents needed to evaluate commercial real estate financing for an owner-user where the property owner intends to operate their business from the subject property location. SBA loans go to 90% LTV and the property owner must occupy 51% or more of the available space. Non-SBA loans go to 75% LTV with no owner-user occupancy percentage requirements.

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• Owner Personal Financial Statement
• Schedule Real Estate Owned
• Business Profit & Loss Report (Last 2-years)
• Owner Resume
• Scope of Work & Budget (If Rehab or Ground-up Construction)
• 3-Years Personal & Business Tax Returns (SBA & Bank Loans only)