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What do I need to submit a loan?
Using our downloadable loan questionnaire cheat-sheat is a great tool to use when meeting with clients in-person or over the phone to ensure you ask all the neccessary questions to submit a complete loan request online for review. Our loan cheat-sheat is meant to take proper notes when consulting with a client, so you get enough information upfront. You can find our downloadable cheat sheat here https://icsloans.com/cheat-sheat. You do not send this to ICS. You input the information online, then schedule a loan review call. You can also see our document checklist which will be needed for underwriting and loan placement. If you can gather the majority of these documents in advance of your loan review call, you will save a lot of time.
How do Brokers get paid commissions on closed deals?
Brokers get paid at escrow closing.
How many lenders does ICS work with?
ICS has over 7,500 institutional and private lenders in our database across the entire country. ICS has invested over $1,000,000 in our lender database platform since 2017, which is the largest vetted and verified lender database in the industry.
Do Brokers get direct access to the Lender database of 7,500 lenders?
Brokers get access to our Lenders through their assigned Senior Loan Advisor at ICS. When a Broker submits a loan to ICS for review, their assigned ICS Senior Loan Advisor matches the loan with the best lenders that fit the loan requirements. The Senior Advisor and ICS Loan Team then packages and presents the loan to the Lenders that meet the loan requirements, based upon property type, loans size, location, etc.
Do Brokers work exclusively with ICS?
No.
Can Brokers work with a residential mortgage company, lender, or real estate company and Broker loans through ICS?
Yes, most Brokers that work with ICS are residential loan officers or realtors.
Do Brokers have to sign up for training to submit loans to ICS for funding?
Brokers can submit loans for initial review without signing up. As a Broker, if you would like ICS to underwrite, process, and place your loan with Lenders, you will need to sign up with us online. Training is an optional service we provide Brokers that want to learn how to efficiently originate, package, and fund loans at a Senior level. Training is optional, but highly recommended if you are new to commercial lending.
What is a property detail report?
A property detail report is a report ICS completes on all property loan submissions. This report includes property characteristics, zoning, parcel information, demographics, ownership information, current and previous sale and loan history, tax information, mapping, liens, etc. Property detail reports provide a very clear picture of the property from a physical and financial view point and are extremely important when evaluating commercial, multifamily, and investment property loans. The Broker monthly support fee is charged to cover the cost of these reports.
Are there any quotas for Brokers?
No.
How much does it cost to sign up with ICS?
There is a one-time $295 Broker Set-up Fee billed at sign up. Brokers are billed $95 every 30-days thereafter. These fees cover the cost of our Commercial Mortgage Broker Training Program online, unlimited loan submissions, property detail reports, loan review calls, one-on-ones, loan processing, underwriting, loan placement with Lenders, and an abudance of marketing tools and resources. You will not find another training program out there that offers what we do. Training is optional and not required to submit loans to ICS for funding. You can learn more about our Broker Program at https://icsloans.com/broker-platform.
How long does it take to get through online training and pass the Broker Certification Exam.
Most Brokers can get through training in two to four hours their first pass through. Some Brokers who have no financing or real estate experience spend more time in online training. Training is not timed, so you can complete it at your own speed. The most important part of training is learning the different loan products offered, and how to submit a loan for review. You can revisit the Training Center online as often as you look to improve your commercial mortgage lending knowledge.
How do you submit loans to ICS for funding review?
The loan submission process is fast and easy online, and should take less than 3 minutes. When your request a loan online, you input your loan scenario and simultaneously schedule a loan review call with an ICS Senior Partner the same day or next day to discuss your loan scenario in detail. Please do not call our office or email support regarding a loan scenario. You must submit all loan scenario request through our website. Do know, all our loan products are customizable and can be structured to accomodate the borrowers preferred terms. The first thing you are going to do is click on the loan finder link or request loan link from the main menu or home page where you can review all our loan products, select the best option, then complete our fast and easy online loan request submission form. You can also click on Request Loan, which is a little faster. During your loan review call, your ICS Senior Advisor will discuss the loan in detail with you, ensuring you have the right loan product selected, then structure the preferred borrower loan terms, including rate, terms, and fees. If the loan looks fundable, we will then issue a Letter of Intent, Good Faith Estimate and Funding Fee Agreement, outlining the terms and conditions upon which ICS will arrange financing. If you are unsure about the best loan product to choose, or have additional questions about our loan funding process, please do your best to submit the request online. Please remember, your information is safe and confidential with ICS. If you are a broker, you decide the points and fees you are charging to the borrower, which will be added to the Good Faith Estimate. Brokers are always listed on the Good Faith Estimate and Funding fee agreement, including points paid to you, protecting your commission. ICS never contacts a broker's client, ever, unless requested to do so by you.
What documents are required and need for most loans?
Documents Needed for Income / Investment Properties
Includes all 1 to 4-unit residential rental properties, commercial, mixed-use, specialty-use, and multifamily 5+ unit properties that are being purchased or refinanced with the intent to hold as investments without any significant rehab work needed.
- Rent Roll
- T12 / Operating Statement
- (Year-to-date & Previous Year)
- Schedule Real Estate Owned
- Borrower Loan Application or PFS
- Appraisal (if available)
- Bank / Investment Statements showing cash position
- Purchase & Sale Agreement or Executed LOI to purchase (if purchase)
- Credit Report (if available)
- Borrower ID
- 3-Years personal and business tax returns (Bank Financing Only)
- Articles of Formation - Entity
- EIN Letter / Entity EIN Confirmation
- Entity Certificate of Good Standing
- Corp / LLC Operating Agreement
- Most recent mortgage statement (if refinance)
Documents Needed for Rehab / Ground-Up Construction
Includes all 1 to 4-unit residential properties, commercial, mixed-use, specialty-use, and multifamily 5+ unit properties that are being purchased or refinanced with the intent to rehab or complete ground-up construction, then refinance to hold long-term or sell upon rehab/construction completion.
- Scope of Work & Budget
- Project History Resume
- Schedule Real Estate Owned
- Proforma Operating Statement (if investment)
- Proforma Rent Roll (if investment)
- Construction / Rehab / Fix & Flip Loan Application or PFS
- Appraisal (if available)
- Bank / Investment Statements showing cash position
- Purchase & Sale Agreement or Executed LOI to purchase (if purchase)
- Credit Report (if available)
- Borrower ID
- 3-Years personal and business tax returns (Bank Financing Only)
- Articles of Formation - Entity
- EIN Letter / Entity EIN Confirmation
- Entity Certificate of Good Standing
- Corp / LLC Operating Agreement
- Most recent mortgage statement (if refinance)
Documents Needed for Owner-user Commercial Loan (Purchase & Refi)
Includes all commercial, mixed-use, and specialty-user properties where the property owner occupies space for their own business or intends to occupy space for their business.
- Rent Roll (if multi-tenant)
- T12 / Operating Statement
- (Year-to-date & Previous Year)
- Schedule Real Estate Owned
- Borrower Loan Application or PFS (if available)
- Appraisal (if available)
- Owner's business P&L (Year-to-date & Previous Year)
- Owner's business balance sheet
- Bank / Investment Statements showing cash position
- Purchase & Sale Agreement or Executed LOI to purchase (if purchase)
- Credit Report (if available)
- Borrower ID
- 3-Years personal and business tax returns (Bank Financing Only)
- Articles of Formation - Entity
- EIN Letter / Entity EIN Confirmation
- Entity Certificate of Good Standing
- Corp / LLC Operating Agreement
- Most recent mortgage statement (if refinance)
What is ICS?
ICS is a Commercial Mortgage Underwriting and Capital Placement Company offering hundreds of commercial, multifamily, and investment property loan products through 7,500+ Lenders. Through ICS, you'll get access to the most competitive lender programs, rates, and terms available in today's capital marketplace.
Do Brokers have to complete online Commercial Mortgage Broker Training to submit loans for funding?
It's not required, but highly recommended. You do need to sign up for ICS to place your loans through lenders.
What lenders does ICS work with?
With over 1,000 lenders we work with almost every local, regional, and national lender in the country. You can view our Partial Lender List here.
Can Brokers user their own business name?
Absolutely.
How long do Brokers have access to online training?
Indefinately as long as they are active with ICS.
Can you have your own website to originate loans under your own brand?
Absolutely. However, ICS provides NO support for 3rd party websites and cannot provide any guidance related to your website for legal purposes. If you choose to have your own website, you must ensure you abide by all state-by-state and federal regulations. ICS does not provide support regarding these matters, as we have no ownership or management position in your site. If you use your own website, it is 100% up to you to determine what disclosures are needed. ICS does provide white label web application links and marketing materials you can link and use with your site.
Is there a Funding Fee Agreement with the client?
ICS issues an GFE and Funding Fee Agreement to the Borrower. This ensures commissions are paid at closing to the Broker.
If you have an NMLS license or real estate license, do you have to transfer your license to ICS?
No. Brokers do not work for ICS. Brokers are independent and fund loans with ICS, typically paid at closing or immediately post closing.
What states does ICS cover?
ICS arranges financing in all 50-states at this time.
Are commercial property loans regulated under RESPA?
No. Commercial loans are non-consumer, business-related loans.
How long has ICS been in business?
ICS started as a Commercial Real Estate company in 2009. In 2017, ICS launched ICSLoans.com designed to train and help Independent Loan Brokers originate, package, and place commercial, multifamily, and investment property loans with lenders on a nationwide basis.
How do you sign up for Online Broker Training?
You simply go to the sign up link at from the main menu at https://icsloans.com/ics-broker-platform-sign-up.
What is the largest loan ICS can fund through our lenders?
There is no maximum loan limit. Loan limits are set by our lenders, not ICS.
What type of loans are funded through ICS?
Commercial, multifamily, and investment properties, including multifamily, office, retail, industrial, 1 to 4-unit rentals, and many more. ICS also provides unsecure business loans. You can see our full list of property types financed at https://icsloans.com/property-types.
What is the smallest loan you can arrange through ICS?
$300k is the minimum loan size ICS will arrange.
What are the Core Loan Programs most used to fund loans through ICS?
- Short-term Bridge Loans
- Long-term Permanent Loans
- Rehab Loans
- Ground-Up Construction Loans
- Unsecure Business Loans
If you have a general question about the website or an admin related question, what should you do?
Click on the "?" widget which is located on every page at ICSLoans.com at the bottom left of the page. Our AI support widget can answer just about any question you have. If you need additional help, you can email or call our support team at https://icsloans.com/advisor-contact/.
Does ICS handle general questions and support matters by phone?
Yes, you can call our support number and get instant answers to all your questions through Madison, our AI support manager.
What is a point?
- A point is 1% of the loan amount, referred to as loan origination fees. For example, when a borrower pays two points in origination fees, they are paying 2% of the loan amount. The borrower pays points directly at closing, either from loan proceeds on a refinance, or out-of-pocket on a purchase. In most cases, Loan Brokers charge 1%, sometimes 2% on small deals. For example, if you arrange a $1,000,000 loan and charge 1%, you would earn $10,000 as the Loan Broker.
Can a Borrower use equity in other properties they own to purchase additional properties?
Yes, if they do not exceed the maximum LTV required by the funding lender across collateralized properties.
Does ICS have lenders in other countries?
No. Our lenders are U.S. only.
Does ICS fund foreign nationals?
Yes, but they must have an EIN number or TIN.
Do you need a Loan Officer license to originate commercial real estate loans?
In most states, no. A real estate brokerage license is required in California. A loan officer license is required in Arizona and Nevada.
If you do not know the meaning of a term (terminology) or want to learn more about commercial lending, what should you do?
Go to our Commercial Lending Terminology page and/or login to your Loan Dashboard and access your training manual. Chatgpt is also a great resource.
Are Brokers that fund loans through ICS employees?
No. ICS provides a service to Brokers. Brokers are paid at closing.
Does ICS have lenders that work with foreign nationals and non-US Citizens?
Yes. Quite common.
If a borrower has not filed taxes for 1 or more years, can you still do the loan?
Yes, but they will not get a bank loan. They will have to go with a non-bank bridge loan or private lender.
What fees are charged to borrowers?
Brokers usually charge 1%-2% on most bridge loans, hard money, construction, and fix and flip loans. Brokers typically do not charge more than 1% to 1.5% on institutional permanent loans, such as Bank, Credit Union, Agency, and CMBS loans. Fees vary by loan size and loan type.
What is the best way to learn about Commercial Lending?
Go through the ICS online commercial mortgage broker training.
What is the standard maximum LTV on conforming / institutional loans?
65% to 75%, 80% on Fannie Mae and Freddie Mac apartment building loans over 5-units.
In what states or countries does ICS fund loans?
ICS arranges loans nationwide. We do not arrange any loans internationally or in any U.S. Territories, such as Puerto Rico. ICS only funds loans within the Continental U.S. and Hawaii.
What is the standard maximum LTV on hard money / bridge loans?
60% to 70%-75%
What type of properties does ICSLoans.com not cover?
Owner-Occupied Residential Home Loans. We only offer commercial, multifamily, and investment property loans secured by the real estate and unsecured business loans.
Hard Money loan approvals are based off what primary factors?
Equity & Cash-flow.
Does ICS have lenders that provide SBA financing?
Yes. You can aranges SBA financing, including SBA 7a loans and SBA 504 loans through ICS.
Why is it beneficial for a borrower to work with a a broker instead of a bank?
ICS sources capital through every lender in the country providing borrowers with more options.
How long does it typically take to close a hard money / bridge loan?
21 to 30-days. However, some of our bridge lenders can close in less than 10-days depending upon the deal.
How long does it typically take to close a conforming / institutional loan.
45 to 60-days.
What is a non-recourse loan?
Borrower is not personally responsible in the event of default. Property secures the debt.
What is the typical term length of a hard money / bridge loan?
12 to 24-months, sometimes 36-months.
Do hard money loan payments include principal and interest or interest only?
Interest only in most cases.
What does the Primary Market mean?
Loans are brokered or sold in the primary market to banks and lenders.
What does the Secondary Market mean?
Loans are packaged by lenders and banks and sold to investment companies which are then positioned as securities.
How do you calculate a Cap rate?
Net operating income divide by market sale price.
What is Senior Debt?
Long-term loans in 1st lien position.
How much is the Loan Processing and Underwriting fee on loans processed and funded by ICS?
ICS charges $2,500 to $5,000+. ICS loan processing and underwriting fees are determined by loan product and loan size, and outlined on our GFE provided to the client. These fees are charged to the Borrower. In some cases, ICS may waive a portion or all of these fees on a case-by-case basis which can be paid at closing. In most cases, ICS charges a loan processing and underwriting fee of $2,500 on loans less than $5,000,000 and $5,000 on loans above $5,000,000.
What does loan processing and underwriting include?
The following are included.
- POE Report
- Rate quotes
- Title Report
- Deed of Trust
- Tax Report
- Financial document review
- Package loan for lender review
- Submit loan to lenders
- Follow-up call to all lenders
- Loan negotiation with lenders
- Schedule escrow closing
- Schedule appraisal as needed
- Clear lender funding conditions
Does ICS assist Loan Brokers fund residential home loans?
No.
If a borrower can apply once through a Broker and have their loan viewed by multiple lenders and investors to fund, why would they go to any other bank or loan officer?
There is no reason they would apply with another bank, lender, or loan officer. Loan Brokers can submit loan packages to multiple lenders for review to attain the most competitive rate and terms.
Multifamily loans refer to properties with how many units?
5+ units
What is a single-tenant building?
A building with one occupying tenant
Give an example of a single-tenant building.
Home Depot.
What does LOI stand for?
Letter of Interest or Letter of Intent
How long does it take to receive an LOI from a Lender?
It can take 1 to 3-days through most private lenders, while banks can take a week or more. In some cases it could take several weeks to months if you are funding a very difficult project.
What is the most common type of commercial lease?
A Triple Net Lease (NNN).
Why do commercial lenders typically charge an upfront deposit when providing financing after issuing an LOI?
To cover due diligence and underwriting costs and keep borrowers from backing out of the loan and going with a different lender during the underwriting process.
Does ICS fund loans directly?
ICS funds short-term bridge loans through our own fund on a limited basis. Loans that do not meet our funding requirements are brokered. ICS brokers the majority of loans submitted for funding.
In most cases, who pays the points (fees) on a loan to the Broker, the lender or borrower?
Borrower.
What loan has a higher rate, institutional or hard money?
Hard Money.
To whom do most institutional lenders sell their conforming loans?
The secondary market.
How does ICS qualify direct lenders on our Funding Platform?
Direct lenders must provide verification of 5+ closed transactions. We don't want brokers portraying themselves as lenders.
What is the standard cost of a commercial appraisal?
$1,000 to $4,000+. Appraisals are more on properties in excess of $5MM value.
What percentage of a property must a business owner occupy as a commercial tenant to attain SBA financing?
51% or more.
How do borrowers typically send their financial and property documents to Brokers?
Secure upload via ICSLoans.com doc upload link issued by our loan processing team. ICS does not accept any documents via email for security purposes.
Who sees a loan submitted to ICS?
The Loan Broker submitting the loan, the ICS Loan Team, and approved lenders interested in funding the loan.
Is the ICS Commercial Funding Fee agreement exclusive?
No. It guarantees loans fees to be paid by the Borrower at closing, but is not exclusive.
When purchasing a commercial or multifamily property, what is that standard minimum down payment required?
25% - 30%. Fannie Mae and Freddie Mac provide an 80% LTV on 5+ unit apartment buildings with loan amounts over 1M. Some of our Alt-a lenders offer financing up to 80%.
What are 3rd party fees borrowers typically pay directly to the 3rd party prior to closing or at closing?
Appraisal
Inspection
Title & Escrow fees
Phase 1 and Phase 2 (if required)
What are the FIVE primary things an underwriter looks at when evaluating a loan.
- LTV – Equity in the property / down payment
- Property type, condition, and location
- Property & Borrower Income (ability to make mortgage payments)
- Borrower Credit Score and history
- Borrower Cash Reserves in the bank
If a property is not income producing, and/or the total property income and borrower income does not support the mortgage payment, would this be a conforming or non-conforming / hard money loan?
Non-conforming / hard money / bridge.
What does P&S stand for?
Purchase and Sale Agreement.
Do rates change daily?
Yes. Rates attached to treasuries and swaps can change daily. SOFR and Prime based rates are less volatile and change less frequently.
How are rates determined by lenders?
Most lenders base their rate off indexes + margin. Common indexes used by lenders to price loans include SOFR, Prime Rate, Treasuries, and Swaps.
What is the most efficient way to get in touch with property owners?
While email is important and necessary, it is not the most effective form of prospecting. Good old fashioned phone calls and automated voicemail broadcasts are by far the best ways to connect directly with property owners.
What is the difference between Conforming and Non-Conforming loans?
Conforming loans are those that meet bank-grade underwriting guidelines. ICS funds conforming loans through banks, credit unions, life companies, CMBS, SBA, and agency lenders. Conforming loans offer the lowest rates available. Non-conforming loans are for properties or borrowers that do not qualify for conforming loans, including FLEX loan products, bridge, fix and flip, and private construction loans.
What is the Secured Overnight Financing Rate (SOFR)?
The Secured Overnight Financing Rate (SOFR) is a benchmark interest rate for dollar-denominated derivatives and loans that replaced the London Interbank Offered Rate (LIBOR).
What are lenders most concerned with when evaluating long-term financing?
Existing lease lengths and terms.
What is the maximum LTV on an SBA loan?
90%
What type of scenario usually ends in loan application failure?
Limited equity.
What does a T12 refer to?
Trailing 12-month property operating history.
Will lenders customize loan terms and prepayment penalties?
Yes.
What type of lender always requires business and personal tax returns?
Banks and Credit Unions.
Are CMBS recourse or non-recourse?
Non-recourse.
What important Borrower document confirms cash liquidity?
Bank statements.
Does the tenant pay taxes, insurance, and maintenance on a gross lease?
No.
What type of properties might a NNN lease apply to?
Commercial properties, such as office, retail, industrial. NNN leases do not apply to multifamily or 1 to 4-unit rental properties.
What is a great tool to use to mass call clients?
Slybroadcast.com
What is the fastest way to building a property owner database?
Order property owner researched contacts through ICS.
What is the best way to find "good" business?
Research specific properties, find owner contact information, and contact them.
What is used to determine the loan amount on a purchase when evaluating the loan?
The contract purchase price.
What is the minimum DSCR for most permanent multifamily loans?
1.20x to 1.25x
Does ICS offer refunds on POE Processing and Underwriting fees?
No, we do not. If you choose to have ICS assist you in processing, underwriting, and placing the loan with lenders, we charge a non-refundable POE Processing & Underwriting Fee to the Borrower, or Broker if the Broker chooses to pay it. In some cases, this fee may be paid at closing.
What is included in the ICS Commercial Mortgage Broker Training Program?
Our Commercial Mortgage Broker Training Program is one of the best in the business. Not only does it cover the technical side of commercial mortgage, but we training our Lending Partners how to market and originate leads, which turn into deals. To learn more about our Commercial Mortgage Broker Training program go to https://icsloans.com/commercial-mortgage-broker-training-commercial-loan-broker-training-videos.
What types of properties does ICS fund?
- Multifamily 5+ Units
- Senior Housing 5+ Units
- Student Housing 5+ Units
- Mobile Home Parks
- RV Parks
- Office
- Retail
- Industrial
- Mixed-Use
- Medical Buildings
- Duplex
- Triplex
- Fourplex
- Single Family Rentals
- Commercial Portfolios
- Assisted Living
- Automotive
- Cannabis
- Church
- Gas Station / Car Wash
- Hotel
- Vacant Land / Agricultural
- Land / Non-Rural
- Marina
- Youth Housing
- Restaurant / Bar
- Self-Storage
- Specialty Use
- Residential Developments
- Residential Portfolios
How many points or fees does ICS charge?
ICS is typically paid at the lender level, meaning we charge no points to the Borrower and are paid by the lender in the form of lender paid premiums. In some cases, when the lender is not willing to pay ICS, we may charge o.5% on institutional loans and 1% on private loans. Our goal is to always charge no points so Brokers earn 100% of all Broker Orignation points. However, there are cases where ICS will charge points, which is determined on the loan review call.
What are the rates today?
You can see market rates, including the Prime Rate, SOFR, and Treasury rates at https://icsloans.com/rates. You can also see loan program base rates at https://icsloans.com/rates.
SHORT-TERM BRIDGE LOAN
Bank 7.75% Private 9.75%
Lender Points: 2% - 3%
Term: 1 to 3-Years
Amortization: Interest Only
Loan Size: $300,000 to $100MM+
Max LTV: 75%
> Property Types: Investment & Owner-User
LONG-TERM PERM LOAN
Bank 5.75% Private 8.25%
Lender Points: 1% - 2%
Term: 5, 7, 10 & 30-Years
Amortization: 25 to 30-Years
Loan Size: $300,000 to $100MM+
Max LTV: 75% CRE | 80% Multifamily
> Property Types: Investment & Owner-User
SMALL BALANCE DSCR LOAN
Private 6.75% to 8.75%
Lender Points: 0% to 1%
Term: 5 & 30-Years
Amortization: 25 to 30-Years
Loan Size: $300,000 to $2.5MM
Max LTV: 75% CRE | 80% Multifamily
> Property Types: Investment
SHORT-TERM REHAB LOAN
Bank 7.875% Private 9.875%
Lender Points: 2% - 3%
Term: 1 to 2-Years
Amortization: Interest Only
$300,000 to $100MM+
Max ARVLTV: 75% | Max LTC: 85%
> Property Types: Investment & Owner-User
GROUND-UP CONSTRUCTION
Bank 7.875% Private 9.875%
Lender Points: 2% - 3%
Term: 1 to 3-Years
Amortization: Interest Only
Loan Size: $300,000 to $100MM+
Max ARVLTV: 65% | Max LTC: 80%
> Property Types: Investment & Owner-User
SBA 7a LOAN
9.25% to 9.75%
SBA Guarantee Fee: 3% to 3.5%
Term: 25-Years Adjustable
Amortization: 25-Years
Loan Size: $300,000 to $5MM
Max LTV/LTC: 90%
Property Types: Commercial & Mixed-Use
Owner-operator must occupy 51%+ available space
FREDDIE MAC SMALL BALANCE
MULTIFAMILY 5+ Units
5.75% to 6.75%
Lender Points: 0% - 1%
Term: 5, 7, 10-Years
Amortization: 30-Years
Partial Interest Only Available
Loan Size: $1,000,000 to $7.5MM+
Max LTV: 80%
Property Types: Multifamily 5+ Units
FANNIE MAE CONVENTIONAL
MULTIFAMILY 5+ Units
5.20% to 5.45%
Lender Points: 0% - 1%
Term: 5, 7, 10 & 30-Years
Amortization: 30-Years
Partial Interest Only Available
Loan Size: $5,000,000 & Up
Max LTV: 80%
Partial Interest Only Available
Property Types: Multifamily 5+ Units
CMBS LOAN
5.95% to 6.75%
Lender Points: 0% - 1%
Term: 5, 7, 10 & 30-Years
Amortization: 30-Years
Partial & Full-term Interest Only Available
Loan Size: $2,000,000 & Up
Max LTV: 80%
Partial Interest Only Available
Property Types: Multifamily 5+ Units & Commercial